North London Office:

4 Spring Villa Park, Spring Villa Road

Edgware, Middlesex,


City Office:

Senator House, 85 Queen Victoria Street,



Harford Financial is a London-based mortgage and protection specialist. Whilst their offices are based in the City of London and Edgware, they look after clients all over the UK. They work closely with individuals and SME’s to help them with their property finance solutions and protection requirements.

They are dedicated to creating a meaningful, long-term relationship with you that is based on understanding, knowledge and commitment to progress. They are a company of action: proactive, professional and committed to creating long-term success and financial progression for their clients.

Harford Financial understands that everyone's different, and that's why their mortgage planning approach is as individual as you. The financial side of life can be complex and that's why they work hard using careful planning and consultation. They then provide quality advice to help you on your property journey and spend as much time as possible to find the right solution for you.

Book a free initial no-obligation call with Harford Financial

Your home may be repossessed if you do not keep up repayments on your mortgage.

Eli Kosiner - Director/Mortgage Advisor

Eli started his career in Financial Services in 2001 and founded Harford Financial Ltd in April 2017. Whilst the industry has changed over the last 19 years in terms of compliance, regulation and mortgage products, Eli will always go the extra mile to strive to find a solution that works for each and every client and nothing will stop him till he finds the right solution.

 Eli's ethos has always been to provide a fast and efficient service.

Eli is a charismatic individual who is known for creative and innovative thinking when it comes to property finance solutions and he can bring simplicity to even the most complex situations.

Simanie Sandiford - Operations Manager

Responsible for office management, business planning and development, payroll and Human Resources, Simanie has over 10 years’ experience in back-office operations and staff management. Simanie ensures that everything is working behind the scenes so that everyone else can concentrate on clients. Multiple meetings and spreadsheets take up most of her time, which she totally enjoys!

Simanie is married with two children, a daughter and a son, and enjoys spending time with family and friends, travelling, reading and watching action films!

Ellie Dickinson - Administrative Assistant

Ellie joined Harford Financial as an Administrative Assistant.

Ellie is responsible for managing all aspects of our clients’ property and insurance applications. Ellie shows a real passion for growing her knowledge in Financial Services.

In her spare time, she loves to read, anything crime or thriller related. If she’s not reading you can find her spending time with her friends, family and most importantly her two dogs.


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